|
|
📌 About Our Services
|
|
What is Gleaux Up Credit Repair?
We are a professional credit repair service that advocates for you by reviewing your credit profile, identifying disputable items, and submitting dispute actions to the credit bureaus to help improve your credit score when errors, inaccuracies, or unverifiable information are found. Our goal is to educate and support you through the process.
How does GLEAUX UP credit repair work?
We follow a structured, compliant process:
- Credit review: We analyze your credit reports from the three major bureaus (Experian, TransUnion, Equifax).
- Dispute preparation: We prepare dispute packages for items that appear inaccurate, unverifiable, or unfair.
- Submission and follow-up: We submit disputes to credit bureaus and creditors, then monitor responses.
- Education & strategy: We coach you on best practices, reporting timelines, and how to maintain strong credit.
Do I need credit repair or credit building
- Credit Repair: Best if you have negative accounts reporting (late payments, collections, charge-offs, bankruptcies).
- Credit Building: Best if you have little to no credit history and need to establish positive trade lines.
💳 Enrollment & Fees
What is the cost of your credit repair service?
We offer transparent pricing with no upfront service fees in compliance with CROA. Fees begin only after enrollment and are charged monthly based on the level of service you choose.
What do I need to enroll?
To enroll, we’ll need:
- Basic personal information
- A copy of your valid photo ID
- Proof of residence (e.g., utility bill)
- A valid Visa or Mastercard for billing
These allow us to begin the credit review and dispute process.
Can I cancel anytime?
Absolutely — you have the right to cancel at any time without penalties, and you never owe fees for periods after cancellation. This is a fundamental requirement under CROA.
🕒 Timing & Expectations
How long does credit repair take?
Every case is unique. Generally:
📍 Complexity of your credit file
📍 Number of disputes
📍 Responses from bureaus and creditors
We’ll keep you informed at every phase.
- Some disputes update in 30–45 days
- Others may take 60–120+ days
📍 Complexity of your credit file
📍 Number of disputes
📍 Responses from bureaus and creditors
We’ll keep you informed at every phase.
Will my credit be fixed fast?
Credit repair isn’t instant — legitimate improvement takes time, much like building good financial habits. Quick-fix promises are often misleading and not compliant with credit repair laws.
Do you guarantee results?
No reputable credit repair company can guarantee specific results or timelines — and neither do we.
Why? Because credit bureaus and creditors make independent decisions about each dispute.
We do guarantee:
✔ A compliant, ethical process
✔ Clear communication and education
✔ Regular updates on progress
We aim to help your credit shine brighter — no shortcuts, just strategic action.
Why? Because credit bureaus and creditors make independent decisions about each dispute.
We do guarantee:
✔ A compliant, ethical process
✔ Clear communication and education
✔ Regular updates on progress
We aim to help your credit shine brighter — no shortcuts, just strategic action.
What kinds of items can be disputed?
We review and help dispute items such as:
- Incorrect balances
- Outdated accounts
- Duplicate listings
- Repossessions not your responsibility
- Accounts with incorrect payment history
- Inaccurate public records
📊 Reporting & Updates
How will I receive updates?
You’ll receive regular updates through your secure online portal, including credit score changes, dispute activity, and correspondence from the credit bureaus. You’ll also get email notifications on work in progress.
Will my credit score drop because of disputes?
No. We do not cause hard inquiries or add negative information to your credit report solely by reviewing it. Scores only change when new negative data is added or removed by the bureaus.
Will you contact creditors for me?
Yes — with your written authorization, we contact creditors and collection agencies as part of the dispute and validation process.
We adhere to FDCPA guidelines and maintain professionalism in all communications.
We adhere to FDCPA guidelines and maintain professionalism in all communications.
📜 Compliance & Legal
Are your services legal and compliant?
Yes. Gleaux Up Credit Repair fully follows:
- Credit Repair Organizations Act (CROA)
- Telemarketing Sales Rule (TSR)
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
We do not make unrealistic promises or charge upfront fees.
Do you make sales calls or cold calls?
No. In compliance with TSR, we do not engage in unsolicited telemarketing or cold calling. Communications with clients are initiated by you or are in response to your inquiries and permissions.
Is Gleaux Up Credit Repair a registered and legitimate business?
Yes. Gleaux Up Credit Repair is a legally registered and compliant credit repair organization.
We meet required state registration and maintain the appropriate surety bond, as required by law.
Working with a registered credit repair company helps protect your financial information and ensures services are provided ethically and in compliance with federal regulations.
Registered in Louisiana
Charter Number is #46810469K
Surety Bond for Credit Repair
Bond No #ACC006A003348 through Surety Bond Direct
We meet required state registration and maintain the appropriate surety bond, as required by law.
Working with a registered credit repair company helps protect your financial information and ensures services are provided ethically and in compliance with federal regulations.
Registered in Louisiana
Charter Number is #46810469K
Surety Bond for Credit Repair
Bond No #ACC006A003348 through Surety Bond Direct
